Credit involves giving out money that is refunded in the future with an agreed level of interest rate. The rate is normally arrived at during the application of the loan. There are two parties involved in the issuance of credit, the borrower and the lender. The borrower is obligated to pay back the amount borrowed and the interest agreed upon. In some cases, the rate to be charged as interest is fixed, some lenders require the borrowers to offer a collateral before being issued with credit. With the advancement in technology, some lenders do not require any collateral to offer a loan.
GreenSky is one of the modern companies that help clients to acquire loans from their service providers. The company has been recognized globally for its innovation and offering unique credit plans that are affordable. GreenSky is headed by David Zalik as the chief executive officer, through his leadership, the company has been able to gain a good reputation in the finance industry. David Zalik is an inspiration to many people around the world, he rose from humble beginnings to become one of the most successful businessmen. He started his first business at a tender age and overcame many obstacles to get to his current position. David Zalik serves as an example to many people around the world who shy away from starting businesses when young. According to research, a significant number of young people who start businesses give up easily after experiencing small challenges.
David Zalik has received several prestigious awards for his exemplary entrepreneurial and leadership skills. Other than business, he has been a leader in several other organizations in Atlanta. He is a responsible husband and a father to three children. GreenSky has several packages that are mainly aimed at increasing the sales of businesses by enabling businesses to close more deals. The home improvement plan helps individuals to acquire loans from contractors to enable them to live in better and decent housing. By using the platform, the service providers receive fast payments for the services hence enabling them to perform better. The best part about GreenSky is that they do not charge any fees for enrollment. The company makes lending easy as they have a mobile app where an individual can apply for a loan more conveniently, at the comfort of their homes.